I came across some really helpful information about improving credit scores and want to share it. We all know someone who is credit challenged. Some people spend hundreds of dollars to repair their credit. Below is a website that can save you money and get you on the path to home ownership for only $8.95 a month. This is the best resource I have seen for getting bad credit on the right track. You can sign up for “Score Watch” listed under Products on the website and receive helpful information on how to raise your credit score based on your current credit. This is a great source of information for new home buyers who don’t have established credit and people with credit scars.