RREA Blog



Home Owners Insurance

I am Michael Isaac with Nationwide Insurance and I have worked in the insurance industry for six years, the last three with Nationwide. My goal is to create an agency clients know is completely committed to their best interest. My promise is to present all the information the client needs to make an informed decision when it comes to their insurance needs. Superior responsiveness and customer service for clients is my highest priority. Nothing says we did a great job like the referral of a friend or family member. 

Hurricane season in Texas began June 1st and continues through the end of November.  September is a peak month for hurricanes.  Although residents of coastal areas are most at risk, tropical storm systems can travel hundreds of miles inland, creating the potential for wind damage and flash flooding throughout the state. So far this year we have not had a severe hurrican, but planning ahead can help you protect yourself, your family, and your property during hurricane season.  Below I have insurance recommendation put out by the Department of Insurance:

  • Keep an inventory. Fill out TDI’s Home Inventory Checklist (PDF) that you can print or save to a disk and keep somewhere secure. Consider e-mailing it to yourself to ensure you’ll have it wherever you are. Also take photos or videotape of each room and the exterior of your home to keep with your inventory.
  • (more…)

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The Scale of Big Money

This is slightly dated (April) but it is a good representation of the scale of our Federal budget. This video illustrates the $100,000,000 savings proposed by the President and how that stacks up against the $3.5 trillion ($3,500,000,000,000.00) budget. It boggles the mind.

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Kidney 4 Kenny

Enchanted Oaks is an established neighborhood located between FM 1960 and Louetta from I45.  The residents there are pulling together for a great cause, to help their neighbor Kenny Waymire.  There will be a medical fundraiser for Kenny on Saturday, September 12th from 2pm-9pm at the Houston Farm & Ranch Club, in the Pavilion. They must raise $105,000 for Kenny to be listed as active on the transplant list. There will be live bands, BBQ, and fun activities for kids and adults and a silent auction. You can purchase tickets online in advance for $25 or at the door for $30. For more information or to order tickets visit:

Kidney4Kinny

Donations are welcome at:  Kidney 4 Kinny, 19410 Dianeshire Dr, Spring, TX 77388

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Heading into Hurricane Season

There are many benefits to living in the greater Houston area, like the lively nightlife, the many restaurants, and being only 30 minutes from the beach.  Consequently, with the joy of the coast also comes the serious threat of hurricanes.  We all experienced the wrath of Ike and suffered a great deal of damage.  Thanks to the Red Cross, here is a list of things to be aware of during hurricane season that could help avoid a hurricane headache.  

 Watch vs. Warning:

  • Watch: Hurricane conditions are possible
  • Warning: Hurricane conditions are expected

 Prepare a Personal Evacuation Plan:

  • Identify ahead of time where you would go in the case of an evacuation.
  • Keep handy telephone numbers and a map of the place.
  • Listen to NOAA Weather radio or local radio stations for evacuation instructions.

 Assemble a Disaster Supplies Kit:

  • First aid kit and essential medications
  • Canned food and a can opener
  • At least 3 gallons of water
  • Protective clothing, sleeping bags, and bedding
  • Battery-powered radios, flashlight, and extra batteries
  • Important documents: driver’s licenses, social security cards, wills, deeds, etc.

Prepare you home:

  • Install hurricane shutters or purchase pre-cut plywood for all your windows
  • Make trees wind resistant by removing damaged or dead limbs
  • Bring any lawn furniture, children’s toys, hanging plants, or trash cans
  • Recheck manufactured home tie-downs
  • Fill your car’s gas tank

What to do when a hurricane warning is issued:

  • Listen to the officials, and leave if they advise it
  • If you are not told to evacuate, stay indoors.
  • Be aware of the “eye” of the hurricane, this is only the sign that a hurricane is half over
  • Be cautious of tornadoes which can happen during or after a hurricane.  Stay safe inside a room or bathroom with no windows.
  • Stay away from flood areas; rising waters are usually strong and swift and can easily sweep away you or your car.

 What to do after a hurricane:

  • Keep listening to the NOAA Weather station
  • Return home only when instructed to do so
  • Inspect your home for damage

 Hopefully, we will not have to put into practice these helpful strategies.  However, if a hurricane does make it’s way back to Houston, then you will know exactly what to do.  Have a great school year!

 

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9-11-01: My Remembrance

9-11 is one of those times where everyone remembers where they were and what they were doing when they heard the news. I can’t believe it has been 8 years since that fateful day. I, like all of you, remember well exactly what I was doing that day.

I was a young Army wife living in Ft. Drum, New York on 9-11-01. For those of you that don’t know where that is, it is on the Eastern shores of Lake Ontario, about 20 miles from Canada and next to Watertown. My husband was a Lieutenant in the 10th Mountain Division and we had been there for a couple of years. I was teaching at an elementary school off post in the neighboring community.

The morning started normally. My husband got up really early and left to meet his unit for physical training (P.T.) He returned to change clothes after P.T. but I had just left for work. As I was in class, I didn’t hear about the attacks until I was getting ready to go to my early lunch period. That was when the realization hit that we were going to war. This was the moment when I realized the nature of my husband’s job. This was when I realized that not only was this a great tragedy for our country, but this could have a monumental impact on my life personally. I also realized that the previously inconsequential fact that my husband’s unit was on “first battalion to deploy” status meant that he soon would be sent into harms way. (more…)

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Junior League

I joined Junior League for the friendship and community outreach opportunities because I think it’s important for women to give back and I like the projects that the ladies in Junior League are working on.  There’s a fun one coming up in November, The Woodlands Holiday Market.  We are also working on the new cookbook.  If you are interested in tickets to The Holiday Market or a cookbook, please let me know.  The cookbook makes a great gift and the market has lots of Christams gift ideas!  I can get you discounted tickets to the market if you’re interested. 

If you would like to learn more about Junior League and the opportunities for community volunteering and leadership or are just interested in the annual holiday market or cookbooks, please visit the links below. 

 

CLICK HERE for information on the holiday market.

CLICK HERE for Junior League and cook book information.

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Labor Day

I hope you and your family are enjoying the long Labor Day weekend.  Here is a little history of the holiday that I pulled from History.com.  Sometime we get so busy on our days off that we forget about the meaning behind the holiday.  Enjoy! 

As the Industrial Revolution took hold of the nation, the average American in the late 1800s worked 12-hour days, seven days a week in order to make a basic living. Children were also working, as they provided cheap labor to employers and laws against child labor were not strongly enforced.

With the long hours and terrible working conditions, American unions became more prominent and voiced their demands for a better way of life. On Tuesday September 5, 1882, 10,000 workers marched from city hall to Union Square in New York City, holding the first-ever Labor Day parade. Participants took an upaid day-off to honor the workers of America, as well as vocalize issues they had with employers. As years passed, more states began to hold these parades, but Congress would not legalize the holiday until 12 years later.

On May 11, 1894, workers of the Pullman Palace Car Company in Chicago struck to protest wage cuts and the firing of union representatives. They sought support from their union led by Eugene V. Debs and on June 26 the American Railroad Union called a boycott of all Pullman railway cars. Within days, 50,000 rail workers complied and railroad traffic out of Chicago came to a halt. On July 4, President Grover Cleveland dispatched troops to Chicago. Much rioting and bloodshed ensued, but the government’s actions broke the strike and the boycott soon collapsed. Debs and three other union officials were jailed for disobeying the injunction. The strike brought worker’s rights to the public eye and Congress declared, in 1894, that the first Monday in September would be the holiday for workers, known as Labor Day.

The founder of Labor Day remains unclear, but some credit either Peter McGuire, co-founder of the American Federation of Labor, or Matthew Maguire, a secretary of the Central Labor Union, for proposing the holiday.

Although Labor Day is meant as a celebration of the labor movement and its achievements, it has come to be celebrated as the last, long summer weekend before Autumn.

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Social Media Revolution

This is an outstanding video that explains the social media craze that is taking over the world. This is more of a revolution than a fad. Fad’s come and go. Social media is fundamentally changing the way people operate. Businesses must adjust to the new way people operate in order to compete in today’s world. The reason I use Twitter, Facebook, LinkedIn, and YouTube is so I can better serve my clients and reach potential buyers of their homes the way the buyers are searching for their new homes.

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Have you visited the new Cheddars?

I took some clients to the new Cheddars on I45 last weekend and it was so good.  I love their croissants.  If you haven’t tried them…you’ve gotta try them!  They remind me of the croissants I used to serve at Rafferty’s in Athens, GA when I was a waitress in College.  You can buy them in 3′s to go if you prefer to eat at home.  If you’re ordering food, they are served with their salads.  It’s one of my new favorite restaurants in Spring, Texas.

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Texas Rental Properties

I just posted a news story about Apartment Occupancy, Rent Down Statewide .  I think rentals are down statewide because many renters over the last year have taken part in the First Time Home Buyer Tax Credit.   The program allows first time home buyers to get back up to $8,000 as a tax credit just for buying their first home.  This program is still going on and lasts until December 1st.  There is talk about extending it, but as of right now, it will be ending soon.  If you are currently renting and would like more information about the First Time Home Buyer Tax Credit you can read more about HERE.  I would love to help you get into your new energy efficient home.

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