Seller-financing licensing exemption reinstated!
Great news for sellers who finance in Texas: Texas Department of Savings & Mortgage Lending Commissioner Doug Foster has issued a notice that allows the continuation of the de minimis exemption until further action is taken by the Legislature. This exemption, which was briefly repealed by the federal SAFE Act, means that a seller can once again finance up to five properties in a 12-month period without being licensed as a residential mortgage loan originator. The Texas Association of REALTORSA� worked closely with the agency in its efforts to continue to allow the exemption to apply in Texas.
The de minimis exemption has not yet been recodified, but the Texas Association of REALTORSA� will continue to work during the next legislative session to see that it is reinstated in statute.
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