Register Real Estate Advisors » relocation

10 Steps to Prepare for Homeownership

Shannon Register, Broker/Owner — Sat, 22 May 2010 20:04:55 +0000

1. Decide how much home you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.

2. Develope a wish list of what you’d like your home to have. Then prioritize the features on your list.

3. Select three or four neighborhoods you’d like to live in. Consider items such as schools, recreational facilities, area expansion plans, and safety.

4. Determine if you have enough saved to cover your down payment and closing costs. Closing costs, including taxes, attorney’s fee, and transfer fees average between 2% and 7% of the home price.

5. Get your credit in order. Obtain a copy of your credit report.

6. Determine how large a mortgage you can qualify for. Also explore different loan options and decide what’s best for you.

7. Organize all the documentation a lender will need to pre approve you for a loan.

8. Do research to determine if you qualify for any special mortgage or down payment-assistance programs.

9. Calculate the costs of homeownership, including property taxes, insurance, maintenance, and association fees, if applicable.

10. Find an experienced REALTOR who can help you through the process.

"10 Steps to Prepare for Homeownership" was originally posted as a blog post at RREA.com on May 22, 2010.

Foreclosure Prevention Plan Unveiled

Shannon Register, Broker/Owner — Wed, 10 Mar 2010 03:29:04 +0000

NEW YORK (New York Times) – April 5th will mark the beginning of a new program by the Obama administration intended to end the foreclosure crisis — one that will pay homeowners to sell their homes.
The program will allow owners to sell their homes for less than they owe and give them cash to expedite the process.
Hundreds of thousands of delinquent borrowers will be encouraged to sell their houses through short sales, in which properties are sold for less than the balance of the mortgage.
The new program will give the servicing bank $1,000, and another $1,000 may go toward a second loan, if one exists. The distressed homeowners will also receive $1,500 in relocation assistance.
Borrowers could suffer less damage to their credit ratings under the new program, and they will receive the lender’s assurance that they will not later be sued for an unpaid mortgage balance.

"Foreclosure Prevention Plan Unveiled" was originally posted as a blog post at RREA.com on March 9, 2010.

Relocating to the Houston Area?

Shannon Register, Broker/Owner — Fri, 13 Nov 2009 02:34:51 +0000

** UPDATE 12-28-09 **

This post was written when I was affiliated with Coldwell Banker United and Cartus Global Network. I have since formed my own company and am no longer affiliated with Coldwell Banker United and/or Cartus Global Network. I still look forward to meeting your relocation and real estate needs. ~Shannon

I want to help you when you are moving to Houston! I can help you sell your current home and represent you in your next real estate purchase. Doing a corporate relocation? Call me! As a relocation specialist, I can help you buy or sell world wide. I am a member of Cartus, the largest relocation company in the Houston area. Call me today so I can become your Realtor for Life.

"Relocating to the Houston Area?" was originally posted as a blog post at RREA.com on November 12, 2009.

Moving to Houston

Shannon Register, Broker/Owner — Sat, 19 Sep 2009 02:29:26 +0000

If you are moving to the Houston area, I can assist you with all of your real estate needs. As a Buyer’s Representative, I look out for your best interest and help you negotiate a great price on your next home. I specialize in relocating families to the Houston area. As part of the Cartus Corporate Global Relocation Network, I can help you sell your current home and find a new one. Call me today to explain Agency in Texas and why you need a Realtor to represent your best interest when buying your next home.

"Moving to Houston" was originally posted as a blog post at RREA.com on September 18, 2009.

Cartus Global Network

Shannon Register, Broker/Owner — Mon, 17 Aug 2009 02:19:24 +0000

As a member of the Cartus Global Network, I can help you with your relocation to the Houston area and help you sell your current home. I want to be your Realtor for life! That means wherever you live, wherever you move, I want to help you with all of your real estate needs. Call me today to find out how I can serve your real estate needs world wide for life!

"Cartus Global Network" was originally posted as a blog post at RREA.com on August 16, 2009.

Metrorail Rides into New Territory

Shannon Register, Broker/Owner — Mon, 03 Aug 2009 10:23:26 +0000

HOUSTON (Houston Business Journal) – July 13 will mark the groundbreaking for the next phase of the MetroRail.

Construction will begin on the North rail corridor, connecting to the Red Line at the University of Houston–Downtown and ending at the Northline Station on Fulton and Deerfield Streets near Northline Mall.

Work will also commence on the Southeast rail corridor, beginning near I-45 downtown and ending near the proposed Palm Center Transit Center on Griggs Rd.

The process will be in four phases with scheduled completion in 2012.

"Metrorail Rides into New Territory" was originally posted as a blog post at RREA.com on August 3, 2009.

Texas Heat & House Hunting

Shannon Register, Broker/Owner — Mon, 03 Aug 2009 04:12:58 +0000

All week I was busy showing houses morning, day, and evenings. The majority of what I showed was new construction and foreclosures. They are both HOT! If you are looking for a house this time of year remember to wear cool clothing and comfortable shoes. It’s hot and there’s no air conditioning in the new construction homes unless they are completely finished. In most of the foreclosures the air conditioning has been turned off. Be prepared when house hunting in Texas in the heat of the summer. Drink lots of water!

"Texas Heat & House Hunting" was originally posted as a blog post at RREA.com on August 2, 2009.

Home Buyer’s Free Seminar

Shannon Register, Broker/Owner — Tue, 14 Jul 2009 00:53:31 +0000

I will be hosting a FREE Home Buyer’s Seminar this Thursday July 16th at 6:30pm. This quick and informative seminar will answer your questions about the $8,000 Tax Credit and much more. A representative from Coldwell Banker Mortgage and Access Title will be available to answer your questions. Other speakers will include an Inspector and Appraisor. We will have refreshments and door prizes. Please come out to the Coldwell Banker office at 6905 Cypresswood to learn more about buying your first home while interest rates are low and there’s plenty of inventory on the market so you can get what you want at a great price!

"Home Buyer’s Free Seminar" was originally posted as a blog post at RREA.com on July 13, 2009.

Keep Your Home Ready to Sell

Shannon Register, Broker/Owner — Fri, 10 Jul 2009 02:30:53 +0000

By: Shannon Register, Coldwell Banker United, Realtor

You may not be thinking about selling your home right now. However, if you maintain it well, when you do get ready to sell it will be ready for the buyers. Buyers look for clean houses that they can visualize their families living in. They like neutral colors they can paint over if they prefer. They appreciate sellers that leave behind manuals and have maintained their systems and appliances throughout home ownership. Putting some thought into what a buyer wants now can make you money in the future.

Appliances are not built to last forever. The average life expectancy of some of your most critical home appliances is 13 years and the average replacement cost for a home system or appliance is $1,388.00[1]. Proper maintenance of these appliances will ensure a smooth transaction when you decide to sell your home.

The following tips for home maintenance come from the Home Care Tips for a Happy Home Pamphlet provided by American Home Shield Warranties:

· To ensure efficient operation, check filters on your heating and air conditioning system monthly and clean or replace as needed. Trim shrubs and plants that are near the condensing unit to ensure proper air flow and circulation. If you see bent condensing unit fins on your air conditioning system you can straighten them with a fine comb. If you smell gas odors around your heating system have it inspected by a licensed HVAC dealer. Having an annual system maintenance service performed one month before the heating season and one month before the cooling season begins will detect most problems in the unit.

· Routinely make sure there are not too many appliances plugged into one circuit and use the self-test button on ground fault circuit interrupters/arc fault circuit interrupters to ensure proper working order. This will help prevent power outages. If you are having electrical problems, you should call a qualified professional.

· To prevent plumbing problems, toilet paper should be the only product flushed down a toilet. Water filters and ice maker filters should be changed according to manufacturer’s recommendations. Professionals recommend draining sediment from your water heater once a year.

· If you have a self-cleaning oven, do not use any other method to clean it. Mineral deposits on the electric heating element can be cleaned with vinegar. Don’t forget to clean or change out your range hood exhaust filters regularly. If you have a gas burner and it does not light, repair or replace the spark igniter and follow the manufacturer’s instructions for relighting the pilot. If it won’t relight, you may have to replace the thermocouple.

· Routine maintenance tips for your refrigerator include cleaning the interior shelves and gaskets every three months and the coils on the back and underneath once a year. The coils can be vacuumed. If the door gasket is sealing properly, it should hold a dollar bill in place when closed.

· Many consumers overlook the utility room where they do laundry, but the washer and dryer require maintenance as well. Adjust the level of your washing machine or dryer by turning the legs clockwise to lower them or counter-clockwise to raise them. Clean the lint screen on the dryer after each load of laundry is dried. If your washer should fill with water but the machine does not turn on, lighten the load and wait 15 minutes for the motor to reset. It might just be too full. If your dryer takes a really long time to dry clothes, you may need to replace the heating element.

· Lastly, clean the garbage disposal. Feed a full tray of ice cubes through it while running cold water. Always run water at least twenty seconds after you finish. If the flywheel is jammed, free it using the supplied tool or use a long wooden spoon handle and push the reset button. Only dispose of materials allowed by the manual.

These are all routine maintenance tips that your next home owner will appreciate having been done. Keeping your home in working order keeps it ready for resale. Keep your systems and appliances running smooth. To request your free copy of Home Care Tips for a Happy Home Pamphlet provided by American Home Shield Warranties you can call or email me with your name and address and I will be happy to get that to you. It contains more maintenance tips to keep your home ready to sell.

[1] According to American Home Shield Warrantee.

"Keep Your Home Ready to Sell" was originally posted as a blog post at RREA.com on July 9, 2009.

I’m Back!

Shannon Register, Broker/Owner — Tue, 07 Jul 2009 17:22:55 +0000

Thank you for your patience while I have been on vacation. I will be answering emails and returning phone messages as quickly as possible. I do have a closing on Wednesday morning. Please be patient. I am working to catch up. I haven’t forgotten about any of you. I love helping people relocate to the Houston area, buy recreational land, and dream homes and selling every piece of real estate I can get my hands on, but I had a wonderful time on my vacation. It was a great break and I hope to tell you all about it when I see you again. I missed my babies, though. Hope you all had a wonderful 4th of July!

"I’m Back!" was originally posted as a blog post at RREA.com on July 7, 2009.