Title Insurance protects your interest in the property you are purchasing. A title insurance policy is based on a search of public records that discloses whether any others have legal claim to the property. It insures you against loss due to certain title defects.

Title Insurance Premiums are set by the State and are the same for everyone:

Policy Amount $ Premium $

50K 503.00

60K 571.00

70K 640.00

80K 707.00

90K 775.00

100K 843.00

110K 896.00

120K 949.80

130K 1,003.20

140K 1,056.60

150K 1,110.00

160K 1,163.40

170K 1,216.80

180K 1,270.20

190K 1,323.60

200K 1,377.00

210K 1,430.40

220K 1,483.80

230K 1,537.20

240K 1,590.60

250K 1,644.00

260K 1,697.40

270K 1,750.80

280K 1,804.20

290K 1,857.60

300K 1,911.00

310K 1,964.40

320K 2,017.80

330K 2,071.20

340K 2,124.60

350K 2,178.00

360K 2,231.40

370K 2,284.80

380K 2,338.20

390K 2,391.60

400K 2,445.00

500K 2,979.00

600K 3,513.00

700K 4,047.00

800K 4,581.00

900K 5,115.00

1 MM 10,039.00

For policies that are not listed or policies over 1 Million please call for rates.

Here are examples of Closing and Settlement Costs for average transactions with Access Title:

Lender’s Simultaneous Issued Policy – $100

2nd Loan Fee – $100

Escrow/Closing Fee – Seller $225 Buyer $225

Tax Certificate – Seller $65 Buyer N/A

State of Texas Guarantee Fee – Seller $5 Buyer $5

E-Document Fee – Buyer N/A Seller $25

Outgoing wire transfer fee – $25 per item

Courier Service – $25 per item

Document Preparation Fee – $110 per document (average)

Other rates such as residential construction, builder rates, commercial, and all endorsement fees can be requested. Due to increased work involved Access Title reserves the right to adjust fees in cases that have complicated or multiple chains of title.