WASHINGTON, D.C. (Bankrate.com) – Texas has the second-highest closing costs in the country, according to Bankrate.com’s annual survey.

On average, the origination and third-party fees on a $200,000 mortgage in Texas this year total $4,708.

 The highest closing costs on the same mortgage elsewhere in the country is in New York, at $5,623.

 Nationally, the average closing cost is $3,741, a 36.6 percent increase over 2009.