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Thanksgiving marks the beginning of the holiday season, a time spent with family and friends. It is also the time of year when we can spend a lot of money, and in these tough times finding ways [...]

Looking to buy your first home, but having trouble coming up with the down payment? Typically you need to have between 5-50% of the purchase price of your home, so here are a few tips to help you [...]

As the old saying goes, real estate is all about location, location, location. But, there is a lot more to it than just plain geography when it comes to finding your perfect home. There are a lot [...]

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When obtaining your credit report be sure that you request a consumer report. These reports are simplified and designed for the average consumer, and are less confusing than the reports which are [...]

Finding the perfect home is a task, but shopping for the best home loan can be even more tedious. With so many lenders promising low rates, closing costs and little or no down payment [...]

Purchasing a home with a low down payment is important for a number of reasons, including the buyer’s ability to have extra cash left over for closing costs, decorating expenses, upgrades [...]

You can use steel wool to: Fill a screw hole that has become too big for the screw. Stuff the hole with steel wool and re-insert the screw. Make an instant pincushion. Stuff an old sock with [...]

One of the most important factors to consider when buying a new home is affordability. As a general rule, mortgage payments should not exceed 25-30 percent of your monthly take-home pay. The best [...]

There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, it’s important that you know what type of mortgage payments are within your [...]