If you’re like many buyers who are holding off waiting for prices to drop, this may not be such a wise ideal. You cannot sharp shoot the market. You need to keep in mind that while prices may go down, interest rates may go up.

If the average sales price drops 10% but the interest rate increases by a half a point, your monthly payments will not decrease. Interest rates are low right now! My advice is to buy when you’re ready, regardless of what you think is going to happen in the housing market.

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