Effective TODAY (Dec 15, 11) the automated underwriting systems will be tightening up their parameters on VA Loans. If you are a borrower with a credit score under 680, this could affect you. If you have a pre-approval dated before December 15, 2011 for a VA Loan you will probably need to get pre-approved to make sure you will still be approved by the automated approval system after these changes take place. Remember that you will need your certificate of eligibility to apply for a VA Loan. If you would like to get a pre-approval for a VA Loan or any other loan, please call us today at 281.288.3500 and ask for our in house lender.