We talk ghost stories and haunted houses with Ghost Tours Texas this weekend before Halloween. We also talk about a situation that came up in a neighborhood around here (that has since been resolved) where the HOA was trying to change the covenants of the neighborhood to force the HOA dues senior to the home mortgage. This action as many unintended consequences. We talk to an HOA attorney and a lender to get to the bottom of the issue. This is also the last show on KPRC AM950. Starting next weekend, we will be moving the show to NewsRadio 740 KTRH.