If you need 100% financing to purchase a home, you should look into the USDA Loans. These loans require no downpayment. Although the homes must meet USDA eligibility, you’d be surprised at what is counted as rural property around Houston. To see if a property you want to purchase qualifies for a USDA Loan, call RREA and ask for our in house lender to get pre-qualified 281.288.3500. We have agents that can help you find the right property for your needs. Currently, inflation is around 3.5% and mortgage rates are close to 4%. You can write your mortgage interest rate off your taxes. So this loan has the potential to be a really good deal!