What information will the Lender want in order to get you pre-approved for a home loan….
– At least 2 yrs of work history (in the same occupation) – If your self employed, you will need to provide the last 2yrs of W’2 forms (to show proof that taxes were filed)
– Credit Score has to be at a 580 or higher. Most lenders don’t care about certain negative accounts that are over 2yrs on your credit reports. On the other hand, judgements, tax liens or child support can affect you from getting approved. But no worries, I work with the best Credit Consultant, Ericka Burel with
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