Did you buy your home in the years 2007 thru 2009? If your home is worth less than what you paid, you might be interested in finding out. There were a lot of subdivisions built during that time. The housing market was booming, the builders could not build homes fast enough. A the time, mortgage lenders were giving money away with “no doc” loans and very “flexible” appraisals.
Well the housing market has changed. You may have purchased your home at $75 to $100 per square foot where the homes in the neighborhood are now selling for $50 to $75 per square foot. You might be interested to find out if you are eligible to sell your home in a short sale. This is where the bank agrees to take less for your home than what you owe. The US government also has programs available to help home owners that qualify.
Please contact me at your convenience to see if you qualify for this type of sale. You should at least investigate your eligibility, instead of paying high mortgage payments on a home that you are upside down on.
I can be reached at 281-924-3032, or by email at firstname.lastname@example.org